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AI + Property Data: Improving Loss Ratios for Home Insurance Carriers in 2025

Posted on June 11, 2025July 10, 2025

Powered by billions of unique data points from 90% of U.S. properties, Home Factors™ by PGM leverages AI to help carriers make smarter underwriting decisions.

  • Identify Hidden Property Risks
  • Balance Risk Selection and Growth Goals
  • Apply Fair and Accurate Pricing at Scale
  • Reduce Underwriting Costs w/o Sacrificing Accuracy

Join us for an exclusive conversation with Efram Ware, VP & GM of Homeowners of America, as we explore how unique interior and exterior property insights help carriers improve underwriting accuracy, confidently assess hidden risk factors, and drive better loss ratio performance.

The post AI + Property Data: Improving Loss Ratios for Home Insurance Carriers in 2025 appeared first on Insurance Journal Research.

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Recent Posts

  • Northeast Cities Ranked Riskiest in National Allstate Driving Report
  • Washington Insurance Commissioner’s Office Recovered $100M for Consumers Over Two Years
  • Trump Vows No Tariff Extension, Hardens Threats on Copper, Drugs
  • US Tariffs Projected to Slow Global Economy and Insurance Premium Growth: Swiss Re
  • MGAs by the Numbers: Fronting Biz, Nonaffiliated MGAs Drive Growth

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  • Privacy Policy
  • Contact US

Pages

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  • Modern Insurance
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Recent Posts

  • Northeast Cities Ranked Riskiest in National Allstate Driving Report
  • Washington Insurance Commissioner’s Office Recovered $100M for Consumers Over Two Years
  • Trump Vows No Tariff Extension, Hardens Threats on Copper, Drugs
  • US Tariffs Projected to Slow Global Economy and Insurance Premium Growth: Swiss Re
  • MGAs by the Numbers: Fronting Biz, Nonaffiliated MGAs Drive Growth
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