{"id":446,"date":"2025-06-11T20:16:27","date_gmt":"2025-06-11T20:16:27","guid":{"rendered":"http:\/\/www.ah-jg.com\/?p=446"},"modified":"2025-07-10T12:39:04","modified_gmt":"2025-07-10T12:39:04","slug":"ai-property-data-improving-loss-ratios-for-home-insurance-carriers-in-2025","status":"publish","type":"post","link":"http:\/\/www.ah-jg.com\/index.php\/2025\/06\/11\/ai-property-data-improving-loss-ratios-for-home-insurance-carriers-in-2025\/","title":{"rendered":"AI + Property Data: Improving Loss Ratios for Home Insurance Carriers in 2025"},"content":{"rendered":"<p>Powered by billions of unique data points from 90% of U.S. properties, <strong>Home Factors\u2122 by PGM<\/strong> leverages AI to help carriers make smarter underwriting decisions.<\/p>\n<ul>\n<li>Identify Hidden Property Risks<\/li>\n<li>Balance Risk Selection and Growth Goals<\/li>\n<li>Apply Fair and Accurate Pricing at Scale<\/li>\n<li>Reduce Underwriting Costs w\/o Sacrificing Accuracy<\/li>\n<\/ul>\n<p>Join us for an exclusive conversation with Efram Ware, VP &amp; GM of Homeowners of America, as we explore how unique interior and exterior property insights help carriers improve underwriting accuracy, confidently assess hidden risk factors, and drive better loss ratio performance.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-21283 alignleft lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"\" width=\"500\" height=\"254\" data-src=\"http:\/\/www.ah-jg.com\/wp-content\/uploads\/2025\/06\/speakers.jpg\"><\/p>\n<p>The post <a href=\"https:\/\/www.insurancejournal.com\/research\/research\/ai-property-data-improving-loss-ratios-for-home-insurance-carriers-in-2025\/\">AI + Property Data: Improving Loss Ratios for Home Insurance Carriers in 2025<\/a> appeared first on <a href=\"https:\/\/www.insurancejournal.com\/research\">Insurance Journal Research<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Powered by billions of unique data points from 90% of U.S. properties, Home Factors\u2122 by PGM leverages AI to help carriers make smarter underwriting decisions. Identify Hidden Property Risks Balance Risk Selection and Growth Goals Apply Fair and Accurate Pricing at Scale Reduce Underwriting Costs w\/o Sacrificing Accuracy Join us for an exclusive conversation with&#8230;<\/p>\n","protected":false},"author":1,"featured_media":448,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-446","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured"],"_links":{"self":[{"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/posts\/446","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/comments?post=446"}],"version-history":[{"count":2,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/posts\/446\/revisions"}],"predecessor-version":[{"id":449,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/posts\/446\/revisions\/449"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/media\/448"}],"wp:attachment":[{"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/media?parent=446"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/categories?post=446"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.ah-jg.com\/index.php\/wp-json\/wp\/v2\/tags?post=446"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}